Improving Commercial Auto Profitability with Emerging
Driver-Based Rating Factors
Sustaining profitability in commercial auto insurance can be challenging, but the following developments in driver-based rating factors could change the competitive landscape:
|Life experience data|
|Driver claims history|
|Driver violation likelihood|
|Alternatives to consumer credit data|
These cost-effective, driver-centric data assets fit together to augment a carrier’s existing underwriting processes. They can enable carriers to better understand the overall risk associated with a commercial fleet—enabling better risk selection and pricing, lowering costs, and improving profitability.
Download this white paper to learn more about emerging driver-based rating factors.
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